Early in the day research has mainly worried about identifying the standards affecting the behavior out of consumers and you will loan providers

Towards the borrower front, tough recommendations facts such as for instance intercourse (Barasinska 2009), years, race, psychological possess (Sydnor and you may Pope 2009; Pope and Sydnor 2011), loan dimensions, debtor financial things (Collier and Hampshire 2010), credit ratings, credit card use, and borrower facts (Lin mais aussi al. 2009; Lin 2009; Serrano-Cinca et al. […]

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